Welfare Schemes Innuir Kappom - Nammai Kaakkum 48' Scheme 1.31 lakh people benefited under the Innuir Kappom - Nammai Kaakkum 48' Scheme. 500 accident prone places in Tamil Nadu have been identified under the scheme. The scheme is implemented through 679 hospitals (232 government hospitals, 447 private hospitals) located near those places. The government spends up to Rs 1 lakh through the insurance scheme for treatment provided immediately within 48 hours of the accident. So far 1,31,164 people have benefited under this scheme and Rs.116 crore has been spent. About 'Innuir Kappom - Nammai Kaakkum 48' Scheme The scheme was launched on December 18, 2021 in Melmaruvathur. The scheme aims to reduce the loss of life in road accidents by providing free treatment up to 48 hours after the accident in government and private hospitals The government will bear the cost of emergency medical treatment for two days for those injured in road accidents.